The following set of charts shows the changes in SCR ratios of European solo insurers between 2016 and 2018 relative to the changes in Own Fund and the Solvency Capital Requirement (SCR).
As can be observed the shift in the ratio is driven by the relationship between the own funds and the SCR, rather than absolute value. For example, it is possible for own funds to increase but if the SCR increase is larger this will drive down the ratio.
Drivers of SCR ratio change – EU solo insurers using full and partial internal model 2016 – 2018
Drivers of SCR ratio change – 100 largest German solo insurers 2016 – 2018
Drivers of SCR ratio change – German insurance market solo insurers 2016 – 2018
Drivers of SCR ratio change – 100 largest UK solo insurers 2016 – 2018
Drivers of SCR ratio change – 100 largest French solo insurers 2016 – 2018
The data for this analysis was provided by Solvency II Wire Data.
Market coverage figures are subject to change as some companies have not yet published Solvency II public disclosures.
The Full set of QRTs for all data in charts is available to Solvency II Wire Data subscribers. Click here to find out more.
Solvency II Wire collects all available public QRT templates for group and solo.
Group templates available on Solvency II Wire Data
S.02.01 Balance sheet
S.05.01 Premiums, claims and expenses Life & Non-life
S.05.02 Premiums, claims and expenses by country Life & Non-Life
S.22.01 Impact of long term guarantees and transitional measures
S.23.01 Own funds
S.25.01 SCR Standard formula
S.25.02 SCR Standard Formula Partial Intern ModelS
S.25.03 SCR Standard Formula Intern Model
S.32.01 Undertakings in the scope of the group